Products & Services

Products

Awards

Please be aware that there are various risks and fees may be incurred for securities investments.

Securitization

Product Solutions Division

Structured Finance has been placed as one of the core businesses in Shinsei group for years and Product Solutions Division offers high expertise in arrangement of structured products, bulk trading of loan assets housing and consumer etc., and providing other securitization related products and services while utilizing leading financial technologies to reflect financial needs from customers.

Products and Services Lineup

  • Securitization of Monetary Claims (ABS):Assets collateralized by Credit Card Loans and Lease Receivables.
  • Residential Mortgage Backed Securities (RMBS):Assets collateralized by residential debts such as residential mortgages and housing loans.
  • Bulk trading of loan assets housing and consumer etc.
  • Commercial Mortgage Backed Securities (CMBS):The security of which its cash flow comes from non-recourse loans of commercial mortgages, offices, shopping centers, hotels and so forth.
  • Arrangement of real estate non-recourse loans.
  • Whole Business Securitization (WBS) and Project Finance:Securitization of future cash flows to be generated through business operations.
  • Covered Bond:The bonds to be issued based on credit enhancement on the grounds of synergies between issuers and the pool of well performed assets.

Securitization in General

Procurement at value of assets (accounts receivable, real estate, etc.) on balance sheets

Procurement at value of assets (accounts receivable, real estate, etc.) on balance sheets

Shinsei Covered Bonds: Concept

  • Shinsei Bank, the issuer, assigns residential mortgages in the form of trust, and acquires seller's beneficial interest investor's beneficial interest, and IO beneficial interest.
  • Shinsei Bank assigns to the special purpose company (guarantee company) the investor's beneficial interest which is backed by residential mortgages, in order to allow for principal/interest payments of the covered bonds to be guaranteed by the special purpose company.
  • The guarantee company pays interest on the covered bonds, based on dividends from investor's beneficial interest.
  • The covered bond principal will be repaid by the guarantee company, by cashing in investor's beneficial interest.
  • If the guarantee company is unable to perform the guarantee on interest payment dates and at final maturity, Shinsei Bank, the main obligor, will pay interest and repay principal.
Shinsei Covered Bonds: Concept

Equity

Product Solutions Division

Products with high added value

The Product Solutions Division utilizes derivative techniques to deliver high added-value services. We offer a broad range of products, from principal-protected to high risk and return, and structure and provide products for asset management, risk hedging, financing, and various other needs. We are facing to Financial Institutions who wish to invest in added-value products or seek to generate earnings from option and market movements, and retail customers who are interested in structured notes. We also provide corporate customers with equity related balance sheet solution.

Products and Services

  • Exchangeable Bond
  • Index Linked note
  • Equity Swap
  • Index or tailor-made baskets
  • Stock lending and borrowing
Products and Solutions

MTN

Product Solutions Division

Providing Interest Rate / Foreign Exchange products through Medium Term Notes Program

The Product Solutions Division offers solutions to institutional investors and retail customers centered on MTNs (medium-term notes), which makes it possible to issue bonds efficiently. We originate and introduce investment products that meet the needs of various customers by compounding, as needed, derivatives linked with interest rates and exchange rates into bonds issued by domestic and overseas issuers, including Shinsei Bank. We also respond to funding and the hedging needs on a case-by-case basis.

Sample Structure

Securities Intermediary

Securities Intermediation Business Division

Given Shinsei's structuring expertise, we are able to offer a wide range of competitive and attractive financial products which are targeted at investors seeking enhanced yield. We seek to make these products available to investors through establishing intermediary arrangements with Banks and other financial institutions.

Intermediation scheme

Examples of structured financial products that we offer

Forex linked bonds, Nikkei or Stock price linked bonds, Interest rate linked bonds, Commodities linked bonds, etc.

Capital Markets

Capital Markets Division

The Capital Markets division has solid underwriting capabilities by utilizing cultivated know-how and broad customer base in the name of Shinsei Bank Group.
Our team actively handle mainly debt products including securitization products, credit-linked notes, corporate bonds, subordinated bonds FILP agency bonds, and etc.
We propose optimal schemes to meet sophisticated and complex day to day investors' investment needs and financing needs of issuers based on our accurate and prompt market analysis and strengthened latest financial technology such as securitization.

Capital Markets